Krasnodar, 2 October. The period between mid-March and late June was extremely difficult for the entire national economy. The new realities forced the Bank to think about its clients more than about economic indices. The Kuban Credit Bank was among the first banks in the region which joined the business support measures initiated by the Cabinet of Ministers. Since then, the Bank has signed 166 contracts to the total amount of more than 490 million roubles.
The time of the pandemic once again demonstrated the harmony and flexibility of the Bank’s current Development Strategy for 2018–2021. The Bank managed to correctly forecast the negative consequences of the present situation at the very beginning and to minimize them with the help of the duly performed optimization of its internal banking processes. As a result, during the eight months of the year the Bank’s capital grew by 6.9% and reached 13.6 billion roubles. The net profit over the same period of time amounted to 0.9 billion roubles. The Bank’s net assets exceeded 117 billion roubles.
As on September 1, 2020, the total amount of the Bank’s lending portfolio issued to natural persons exceeded 15 billion roubles; the total volume of deposits exceeded 70 billion roubles. The total number of private clients for the eight months exceeded 384,000 persons.
Meanwhile, mortgage has become one of the main growth drivers: in January – September, the Bank issued around 1,300 mortgage loans to the total amount of 2.15 billion roubles.
Rapid digitalization of various spheres of our life has become an important global trend. Since the beginning of the year, the number of users of the Kuban Credit Online service has grown by 20%; the volume of remote transactions has increased by 25%.
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