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31 Мая 2019
Foreigners

Kuban Residents Haste to Become Apartment Owners

Источник фото:  Андрей Зубило
Источник фото: Андрей Зубило

Krasnodar, 31 May – Yug Times. The number of mortgage loans issued to Kuban residents and high-rise residency co-ownership contracts signed by them have been growing steadily since the beginning of the year. In January - April 2019, the regional branch of the Federal Service of State Registration, Cadastre and Cartography registered over 47,000 mortgage loans, compared to 44,900 during the same period of last year, or by 4.6% more.

Their number is growing despite the growing price of a square metre of residential housing and stabilized mortgage interest rate (following its active reduction over last year). Both experts and players in the market assess that the price for residential housing will be growing by 5 to 15%. Just during the first three month of this year, the average price of a square metre in Krasnodar grew by 4.3% to 52,100 roubles. By September, it may reach 15 to 20%.

The regional realtor community asserts that the buyers’ activity is growing despite price rises and stabilized mortgage interest rate in anticipation of July 1, when a string of new amendment to the Federal Law No. 214 will come into force, providing that all flat buyers’ money must be put on special escrow bank accounts.

The constructors have also noted the boom in the customers’ interest to new housing projects at the beginning of the year. According to them, in January - April, the number of contracts signed grew by over 33%, as did the number of inquiries made by potential buyers. A number of leading banks also proved that the demand for mortgage loans is growing, but their experts are confirmed that residential credits will remain in high demand after July 1. According to VTB Bank experts, the growth of the national mortgage market will amount to about 17%, and Krasnodar province will not be an exception to the national trend.

Ilya Volodko, MACON Consulting Agency Director General, believes that in fact there are no grounds for any active buyers’ demand, and that the current trend is a result of certain ratcheting up of the situation.


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