Погода
02 Октября 2018
Foreigners

Oksana Kovalenko: Authorities Are Ready to Support High-Priority Branches of Regional Industry

Oksana Kovalenko: Authorities Are Ready to Support High-Priority Branches  of Regional Industry

Krasnodar, 2 October – Yug Times. Oksana Kovalenko, Director of the regional Microfinancing Foundation, speaks about the support of promising startups.

Q.: The regional Microfinancing Foundation turned five years this year. What are the results of its activity over these years?

A.: The Microfinancing Foundation was organised as a tool to support small and middle businesses. Its main has always been to assist the business. Since it was organised, the Foundation has supported more than 1,000 small and midsize businesses, and issued 1,588 loans for the total amount of more than 1.9 billion roubles. Overviewing the results of the five-year period of activity, I can state that the Foundation has been successfully fulfilling its objectives.

Q.: What is the difference between the Microfinancing Foundation and such commoner financial institutions as banks, where businesspeople can also get a loan?

A.: In comparison with the banks, we offer unique terms. Currently our maximum interest rate is 7% per annum. Besides, we do not have any additional commissions or insurances, which means no additional expenses for the borrowers.

Q.: What kinds of loans do you offer?

A.: Presently we have 12 programs, compiled to embrace most kinds of economic activities. An entrepreneur may get a loan from 100,000 to 3,000,000 roubles for a period of 3 months to 3 years. Also, we can offer a deferment for a period of up to 12 months.

Q.: Do you finance start-ups?

A.: No middle or big business can appear from thin air. The regional Microfinancing Foundation has developed a mechanism that motivates the development of small and midsize businesses from a scratch. What is meant is the Start program, whose aim is to support the entrepreneurs at the beginning stage.

Q.: How much are you financed from the budget?

A.: The total amount of money given by the federal and regional budgets exceeds a billion roubles. Our current credit portfolio amounts to 850 million roubles.

Q.: Do you prioritise any certain programs, or do you distribute the money evenly among all your products?

A.: Our high-priority target audience is the most vulnerable category of small and midsize businesses - beginning entrepreneurs.


Follow our news on Facebook

Читайте также:

Yandex Acquires Vezet Taxi Company
23 Июля
Foreigners

Yandex Acquires Vezet Taxi Company

MLU B.V. will acquire the rights for the software and call-centres of Vezet in the Russian cities.
Regional Authorities Inspect Streets in Krasnodar
23 Июля
Foreigners

Regional Authorities Inspect Streets in Krasnodar

The regional authorities inspected the progress of repair works of Krasnodar streets.
Kuban Again Sets Record on Grain Yield
23 Июля
Foreigners

Kuban Again Sets Record on Grain Yield

The harvest campaign has reportedly finished in Krasnodar province.
New Buses to Appear in Krasnodar
19 Июля
Foreigners

New Buses to Appear in Krasnodar

Krasnodar’s fleet of buses will reportedly be gradually replaced with new vehicles.
Kuban Leads the Way in Electronic Payments
19 Июля
Foreigners

Kuban Leads the Way in Electronic Payments

The volume of cashless operations in the Southern Federal Districts have grown by 33%.
System 112 to Be Launched Throughout Kuban Region
18 Июля
Foreigners

System 112 to Be Launched Throughout Kuban Region

The regional budget has allocated additionally 168 million roubles for the ‘System-112’.
19:15 Yandex Acquires Vezet Taxi Company 19:10 Краснодар и Калининград свяжет прямое авиасообщение 17:08 Лидеры казачьей смены «Региона 93» 16:26 Regional Authorities Inspect Streets in Krasnodar 16:01 ВТБ пополнил карты сторонних банков на 1 млрд рублей 15:50 В Сочи установили личность женщины, которая дала попробовать ребенку алкоголь 15:06 В Сочи двое мужчин незаконно присвоили муниципальные земельные участки 14:38 В Сочи ожидается ухудшение погоды 14:25 Kuban Again Sets Record on Grain Yield 13:39 На Кубани двоих полицейских подозревают в получении взятки
Обмен трафиком СМИ2