Krasnodar, 25 May – Yug Times. The Kuban Credit Bank, the leader of the Krasnodar region’s financial market, is getting prepared for its 25th birthday by continuing to develop its extension line of deposits that allow Kuban dwellers to multiply their savings.
According to the Deposit Insurance Agency, Russians keep nearly 26 trillion roubles on bank deposits. Thereby, deposits remain the most popular investment tool in the country. The reason is that the bank rates compensate for the inflation, and the deposits up to 1.4 million roubles are insured by state.
We asked Yelena Osadskaya, Deputy Chair of the Board of the Kuban Credit Bank, to recount about these and other factors that ensure high demand and trust of bank deposits.
“Deposits are a simple, understandable, forecastable and most trustworthy banking instrument. A client gets a certain interest fixed in the contract. No other financial instruments may boast of such predictability. What is more, deposits to the amount of 1.4 million roubles are insured by state and would be returned to the depositor despite the financial state of the bank.
“If a deposit is bigger than that, it may be divided into several deposits in several banks, or distribute it among the family members - this is how you may make yourself secure against loss of money if your bank would go bankrupt.
“The Kuban Credit Bank has always been a client-oriented institution. By prioritizing our clients’ requirements, we create efficient and highly sought-after products and services.”
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