Krasnodar, 11 November – Yug Times. The share of secondary housing in mortgage lending in Krasnodar Krai has reportedly risen by 4.5 percentage points.
Analysts at Domklik, an online property service, have found that existing homes are ‘catching up’ with new-build properties in terms of mortgage lending across Russia as a whole. October 2026 saw an expected market correction following September's record lending figures: mortgage lending fell by 52% to 214 billion roubles, compared with 445.5 billion roubles the previous month. According to the service's experts, the main factor behind October's trend was a change in the terms of the Family Mortgage programme, which triggered a structural shift in the market.
Sberbank data show that, although the gap between new-build and existing properties remains considerable in Krasnodar Krai, it is narrowing. In October, newly built homes accounted for 55% of mortgages issued in the Kuban region, down 3.9 percentage points. Meanwhile, the share of existing properties rose by 4.5 percentage points to 16%.
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